Download e-book for kindle: Catastrophic Risks And Insurance (Policy Issues in by OECD

By OECD

ISBN-10: 9264009949

ISBN-13: 9789264009943

ISBN-10: 9264009957

ISBN-13: 9789264009950

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Additional resources for Catastrophic Risks And Insurance (Policy Issues in Insurance)

Example text

This would seem to indicate an increase in extreme weather events consistent with predictions of a warmer climate. Whilst it is reasonable to say that the World Trade Centre disaster had an eye opening effect on the consciousness of the world with regard to “man made” scenarios, the current data does not seem to indicate an increase in the quantum of loss to be carried by the insurance industry. However, we remain extremely vulnerable to man made disasters, whether by accident or to effect threats for political purposes.

Legal Counsel, Claims Management and Consulting CATASTROPHIC RISKS AND INSURANCE – ISBN 92-64-00994-9 – © OECD 2005 31 CHAPTER 2. INDUSTRIAL, TECHNOLOGICAL AND OTHER CATASTROPHES 1. Categorising catastrophes A structured overview of catastrophes differentiates between short-term and long-term risks and losses. 1 Risks fall under four categories: natural hazards; technological risks including infrastructural risks such as mass losses arising from road, rail or air transport; social and political risks, and pure financial risks.

Rothschild, M. and J. Stiglitz, (1976), Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information, Quarterly Journal of Economics, 80, 629-649. , (1993), Macro markets, Oxford University Press. , (1976), A Law of Large Numbers in the Theory of Consumer’s Choice under Uncertainty, Journal of Economic Theory, 12, 202-217. 30 CATASTROPHIC RISKS AND INSURANCE – ISBN 92-64-00994-9 – © OECD 2005 PART I Chapter 2 Industrial, Technological and Other Catastrophes by Christian Lahnstein* Munich Re An international reinsurer must be credited with a certain degree of experience with catastrophes.

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Catastrophic Risks And Insurance (Policy Issues in Insurance) by OECD


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